Understanding Class Action Claims

Education & Resources Portal

Below are links to selected sources of information on class action settlements and claims filing:

Skyscrapers and waterfront panorama

Industry Research

Stanford Law School Securities Class Action Clearinghouse

securities.stanford.edu/

Terminology

The following are some common terms used in class action settlements and claims filing:

Claims Administrator

The firm approved by the court to determine the eligibility and amount of claims and to distribute the settlement fund.

Claim Notice

A notice sent out by the claim's administrator that gives a history of the case and the context of why the case was settled.

Class Period

The court determined date range that establishes if you are eligible to file a claim. Normally, you need to have purchased or acquired a security or price-fixed product in question during this time frame.

Exclusion Deadline

The date by which an entity must opt out of the class in order to be able to directly file a lawsuit against the defendant.

Fairness Hearing

Process in which a judge reviews a proposed class action settlement to determine if the settlement is reasonable and just. This is also when the court reviews the request for attorney’s fees.

Filing Deadline

The date defined by the court for the filing of claims by class members. Any filing submitted after this date needs to be approved by the court.

Market Loss

The sum of the realized and unrealized loss during the time period covered by the settlement. This is not a class member’s total market loss for the security at issue, but rather the market loss as defined by the settlement’s plan of allocation.

Plan of Allocation

The court approved claim eligibility criteria, which is the foundation for determining the value of a claim through the calculation of recognized loss.

Proof of Claim Form

A notice that is distributed by the claim's administrator that instructs class members on the procedures of how to file an eligible claim.

Pro Rata Payout Percentage

The total amount of recognized losses of all accepted claims for a particular case divided by the total net settlement dollars available for distribution. Generally, the fewer entities that file claims, the greater the pro rata share of settlement money for those that do file claims.

Recognized Loss

The value of loss that is calculated based on applying the settlement rules described in each plan of allocation. This forms the basis for a claim’s distribution and is rarely equal to the actual economic loss. A recognized loss can oftentimes exist despite having an overall profit in the security.

Settlement Amount

The pool of funds to be distributed to the eligible class members as agreed upon by the defendant(s) and the representatives of the plaintiffs. These funds are allocated to class members based on the plan of allocation.